Self-Administered Pensions

A Self-Administered Pension is an investment structure that allows you to save for retirement tax-efficiently; and continue to maintain control over your fund while in retirement.


You control how your Self-Administered Pension is invested. With Harvest’s guidance you can determine your investment strategy and the asset mix you want to invest in.


You have the choice of investing in a wider range of asset classes than traditional insurance company pension plans.

Pre Retirement

Income tax relief available


Corporation tax relief available

Investments free of income tax and capital gains tax within the fund

Post Retirement

Investments free of income tax and capital gains tax within the fund

Income withdrawals from your fund will be subject to income tax, USC and PRSI if applicable.

However, you decide on how much income to withdraw subject to a minimum annual distribution.

Why choose Harvest?

We give you a clear picture of what retirement income you can expect from your pension.

We offer a competitive and transparent charging structure.

We put you in Control of your Pension.

Award Winning Advice – Pension Brokers of the Year 2015, 2016 , 2017 & 2018

Need to know more?

Regardless of the pension structure, your retirement objectives will be unique to you and the advice you receive must reflect this.

Talk to us

Contact our Pensions Experts on:

The marketing material is not intended to provide advice and is provided for general information purposes only.

Please note that the provision of this product or service does not require licensing, authorisation, or registration with the Central Bank of Ireland and, as a result, it is not covered by the Central Bank’s requirements designed to protect consumers or by a statutory compensation scheme.

The legislative information contained herein is based on Harvest Financial Services Limited’s understanding of current practice as at April 2020 and may be subject to change in the future.