• Home
  • Personal Retirement Bond

Personal Retirement Bond (PRB) – Take Control of your Pension 

Personal Retirement Bond

A Personal Retirement Bond (also known as a Buy Out Bond) allows you to transfer your former company pension to a personally owned pension plan, to access at your retirement age. It puts you in control of your pension assets. 

Who can set up a Personal Retirement Bond (PRB)?

  • Anyone leaving or already left an employment with a pension fund relating to that employment.
  • Anyone leaving their occupational pension scheme.
  • Anyone whose company pension scheme is being wound up

What are the Benefits of the Harvest Personal Retirement Bond (PRB)?

  • You have control over where your funds are invested. You can invest in Property, Funds, Shares and Bank Deposits.
  • You can access the fund from age 50 (subject to certain conditions).
  • You have control over the cost of your fund.

Why Chose Harvest for your PRB?

  • You want a competitive and transparent charging structure.
  • You want an investment portfolio designed around your need and long term objectives.
  • You want a clear picture of the retirement income  from your pension.
  • You want transparent advice with no ties to banks or institutions.
  • You want the best advice – Harvest have won Pension Broker of the Year 2015, 2016,2017 and 2018 award at the Irish Pensions Awards.

Self-Administered or Insured PRB ?

  • A Self-Administered PRB offers you more flexibility and control over your funds.
  • A Self-Administered PRB typically offers a wider range of investment options.
  • An insured PRB allows you to select from a range of pre-constructed investment options with less need for you to have an input into your investment portfolio.
  • Harvest will advise you as to which structure best meets your retirement objectives.

To find out more about PRBs, and for a clear picture of what retirement income your pension might provide  you with, contact Harvest at justask@harvestfinancial.ie or on 01 2375500.

Click here to find out more about a Personal Retirement Bond

Warning: Past performance is not a reliable guide to future performance.

This material is not intended to provide advice and is provided for general information purposes only.


How Much Can I Contribute To My Pension?

July 15, 2015
This month we continue our series of communiqués where we address the questions that are frequently asked by our clients. So far we have looked at asset allocation and some income producing investment options. This m…

Budget 2022 Highlights

October 13, 2021
From a retirement planning perspective there were no significant changes to the private pension system announced in yesterday’s budget. However, it is possible that there might be some relatively small changes in nex…
Newsletter
Join our mailing list to keep up to date with our latest news and events
Follow us

Address:
Block 3, The Oval, Shelbourne Road, Ballsbridge, Dublin 4. Postcode: D04 T8F2.
Tel: +353 (0) 1 237 5500, Fax: +353 (0) 1 237 5555. Email: justask@harvestfinancial.ie