Approved Retirement Fund

Harvest Self Administered ARF – Take Control of Your Retirement Income

Approved Retirement fund

 

The Harvest Approved Retirement Fund (ARF) is a tax efficient post retirement investment fund. It puts you in control of your pension assets and retirement income.

Transfer your pension pot to the Harvest ARF  for the following benefits:

  • You have control over where your funds are invested. You can invest in – Direct property and Property syndicates, REITS, International Funds, Direct Shares, Bank deposits and more.

  • You have a competitive and transparent charging structure.

  • Your  investment portfolio is designed around your needs and long term objectives.

  • You have a clear picture of the retirement income you can expect from your pension.

What are the Benefits of Approved Retirement Fund ?

  • You have flexibility and control over your pension fund.

  • You can invest in a wide range of assets, with the potential for your pension fund to continue growing.

  • You can choose the level of income you want to take each year from an ARF, subject to a minimum.

  • When you die, your residual fund passes to your Estate.

  • The decision to buy an ARF is reversible ie at a later date an ARF can be used to purchase an annuity ie an income paid by an insurance company . The decision to purchase an annuity is not reversible.

Who can set up  a Approved Retirement Fund ?

  • If you are a member of an employer sponsored defined contribution pension scheme or

  • You hold your pension benefits in a Personal Retirement Bond (PRB) (including benefits that have been transferred from a Defined Benefit (DB) scheme) or

  • You are a member of an employer-sponsored pension scheme and have made Additional Voluntary Contributions (AVCs) or

  • You have a Personal Retirement Savings Account or

  • You have a Personal Pension Plan.

Why Chose Harvest for your Approved Retirement Fund?

  • You want a competitive and transparent charging structure.

  • You want an investment portfolio designed around your need and long term objectives.

  • You want a clear picture of the retirement income  from your pension.

  • We were awarded Independent Broker of the Year 2015 and 2016 at the Irish Pensions Awards.

To find out more about our self administered ARF, and a clear picture of what retirement income your pension will provide  you, contact us at justask@harvestfinancial.ie or on 01 2375500.

 

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