Pension Awards

LPI Awards Investment Broker of the Year 2018

Harvest Financial Services Limited was delighted to be awarded the prestigious title of ‘Investment Broker of the Year’  at the LPI Broker Awards.  The Brokers Ireland Life, Pensions and Investments Awards for Financial Brokers is designed to ensure that those at the forefront of the profession are identified and commended for their efforts.

We are delighted the strength and depth of our investment advisory offering and the continued innovations and improvements we have made over the last year were recognised by the judges.

This success compliments the Independent Retail Pension Broker of the Year award which Harvest received at the Irish Pensions Awards in November 2017 and recognises the full suite of Wealth Management services that we provide to our clients.

 

Investment Broker

Marleny Mesa – Harvest Financial Services – Investment Broker of the Year LPI Awards

Independent Retail Pension Broker /Pensions IFA of the Year in 2015, 2016 & 2017

Harvest Financial Services Limited is delighted to be awarded the prestigious title of ‘Independent Retail Pension Broker / Pensions IFA of the Year’ for the 3rd consecutive year at the Irish Pensions Awards 2017.  Having won this award in 2015 & 2016, we are delighted the continued innovations and improvements we have made in 2017 were recognised at the awards.

The Irish Pension Awards honour excellence within the pension industry, and our continued success in this category is testament to our advice led approach to working with our clients to meet their retirement and investment planning needs

Having won this award for the last two years, the pressure was on us to keep our standards high to retain it. We’re delighted that this hard work and dedication has been rewarded.

 

Why Harvest won the Independent Pension Broker Award –

Our aim has always been to put our client’s interests first in everything we do. We focus on the creation and maintenance of long-term relationships with our pension clients, during the accumulation phase through to drawdown and succession planning.

Over the last number of years, the challenges facing our clients who are funding privately for retirement have become increasingly more complex and we have adapted our service offering, developing innovative solutions to deal with these issues.

These challenges have included:

  1. Seeking investment returns in a low risk, low interest rate environment
  2. Understanding risk to deliver an income in retirement
  3. Managing investment costs to maximise investor return
  4. Technical pension issues around retirement planning.

Seeking investment returns in a low risk, low interest rate environment

As deposit interest rates have plummeted across the world, the wisdom of holding long term cash deposits for retirement planning purposes has come in to serious question. We have effectively reached a point now in the developed world where inflation is running ahead of deposit interest rates.

Understanding risk to deliver an income in retirement

As part of the solution to help clients understand the risks of holding cash deposits as a long term investment strategy we produced a brochure ‘Harvest Financial Services Guide to Retirement Income’. This document sets out the options available to clients at retirement and helps them to understand the main risks to securing their income in retirement, i.e. inflation, longevity and investment returns.

Managing investment costs to maximise investor return

All quoted investments on our recommended list are accessible through a low cost online stockbroker. This allows us access the institutional share class (‘clean share class’) for investors which can result in a significant discount on the retail price. When advising our clients we quote the Total Expense Ration (TER) as the cost of the investment. We believe that this gives greater transparency to our clients and the savings will result in a better outcome in retirement.

Technical pension issues around retirement planning

From dealing with Excess Fund Tax liabilities, to structuring pensions to avoid the annuity trap on death in service, we have been working with our clients to put in place structures and plans to ensure that they, and their dependants, get the maximum benefit from their pension schemes.

 

Harvest Financial Services Limited Announced as Finalist at Irish Pensions Awards

Independent Pension Broker Award

We are delighted that Harvest Financial Services has been shortlisted at the Irish Pension Awards for the Independent Retail Broker /Pensions IFA of the Year for the 3rd consecutive year. Having won this award in 2015 & 2016, we hope the continued innovations and improvements we have made in 2017 to help our clients secure their financial future will be recognised.

We have also been shortlisted in the category of Property Manager of the Year.

Our associate company, Harvest Trustees Limited, have been shortlisted for the Independent Trustee Firm of the  Year award.

The Irish Pension Awards honour excellence within the pension industry, and acknowledges our advice led approach to working with our clients to meet their retirement and investment planning needs.

 

Our approach to dealing with our clients is advice lead. We believe that listening, and helping them determine their needs and objectives for retirement leads to better income outcomes in retirement and happier clients.

Best Pension Broker - Best Investment

Harvest Financial Services are delighted to be shortlisted for this years LPI Awards in the following categories.

Best Life & Pensions Broker

Best Investment Broker

Best Corporate Financial Planning Firm

 

The Irish Brokers Association Life, Pensions and Investments Awards for Financial Brokers aim to ensure that those at the forefront of the profession are identified and commended for their efforts.

Independent Retail Pension Broker /Pensions IFA of the Year 2016

Harvest Financial Services Limited was delighted to be awarded the prestigious title of ‘Independent Retail Pension Broker of the Year’ for the second consecutive year at the Irish Pensions Awards 2016.

These awards honour firms that have set the very highest professional standards in the pension industry. Our win acknowledges our advice led approach to working with our clients to meet their retirement and investment planning needs.

Having won this award last year, the pressure was on us to keep our standards high and retain the award. We’re delighted that this hard work and dedication has been rewarded.

Irish Pensions Awards Winner

 

 

 

 

 


We are delighted to have won and been shortlisted for  the following pension awards over the last year which honour excellence with the pension industry in Ireland.

 Harvest Financial Services Limited Announced as Irish Pensions Awards Finalist

Harvest Financial Pension Advise Winner

 

Now in their 5th successful year the Irish Pensions Awards give recognition to those pension funds and providers who have proved their excellence, professionalism and dedication to maintaining high standards of Irish pension provision. We are delighted to have been shortlisted in the following categories for the Irish Pensions Award 2016

 

 

 

Property Manager of the Year  

Independent Retail Pension Broker/Pensions IFA of the Year

Our associate company, Harvest Trustees Limited, have also been shortlisted for the following award

Independent Trustee Firm of the  Year

These awards honour excellence within the pension industry, and acknowledges our advice led approach to working with our clients to meet their retirement and investment planning needs.  The Irish Pensions Awards winners will be announced on 24 November 2016 at the Shelbourne Dublin.

Corporate Broker of the Year

Award Winning Pension Advise

Harvest Financial Services Limited are delighted to have been shortlisted for Corporate Broker of the Year award issued by the Irish Brokers Association (IBA) as part of their LPI Broker Awards for 2016 . These awards aim to give recognition to the life, pension and investment brokers who have proved their excellence, professionalism and dedication to maintaining high standards in the Irish market.

Independent Retail Pension Broker /Pensions IFA of the Year

winner irish pension award

In November 2015 , Harvest was awarded Independent Pensions Advisor of the year at the annual Irish Pensions Awards.These awards honour excellence within the pension industry, and our win acknowledges our advice led approach to working with our clients to meet their retirement and investment planning needs.

 

Why Choose Harvest Financial for your Pension Advise ?

  • Financial Advisory Firm, 100% Irish owned and managed with no ties to major banks or institutions. We are firmly in our clients corner.
  • Transparency – we charge fees which are fully disclosed to clients. There are no exit penalties if clients wish to transfer the fund at a later stage.
  • Cost Effective – more competitive than traditional insurance company pension structure.
  • Security – assets are held in trust on client’s behalf – they are not held on Harvest’s balance sheet.
  • Dedicated Client Manager – A dedicated Harvest client manager is appointed to handle each portfolio.
  • Highly Regulated – Harvest is one of the most highly regulated financial services companies in Ireland.
  • 50 + highly qualified staff,
  • Registered Administrator to c. 900 pension schemes.
  • QFM to c. 250 Approved Retirement Funds.
  • We oversee approximately €1 billion assets on behalf of our clients who are pension funds, private individuals, corporations and charities.
  • Process-driven services built around specialised bespoke I.T. infra-structure.
  • Founding Members of Association of Pensioneer Trustees of Ireland and members of the Irish Association of Pension Funds.