Performance of the Harvest Cash Alternative Strategy October 2017

Summary of Investment Objective

To deliver a return significantly above the rate paid on cash deposits while delivering a very low level of volatility.

Strategy Overview

Base Currency                                                    EUR
Total Net Assets                                              €2,140m
Annual Distribution Target (Net)                  3.5%
Avg Annual Mgt Charge                                  0.65%
Total Expense Ratio                                         0.82%
Liquidity                                                              Daily

Performance of Cash Alternative Strategy vs Cash year to date (October 2017)

 

 

Performance of Cash Alternative Strategy vs Cash year to date (September 2017)

Performance of the Harvest Cash Alternative Strategy

 

 

Performance of the Harvest Cash Alternative Strategy

 

Performance of Cash Alternative Strategy vs Cash year to date (August 2017)

Why should you consider the Harvest Cash Alternative Strategy?

You should consider the Harvest Cash Alternative Strategy if you wish to receive better returns than are currently available for cash deposits while minimising the volatility in your portfolio.

The components of this strategy will be monitored by the Investment Department on an ongoing basis but it is not envisaged that there will be regular changes.

The Harvest Cash Alternative Strategy may be of particular interest to clients with pre and post retirement arrangements:

  • who want a positive return in excess of cash deposits in the medium term: and / or
  • who are looking for alternatives to holding cash in their portfolios.

It may also be of interest to clients who have stepped back from investing as they reach the Standard Fund Threshold.

How do I find out more about the Harvest Cash Alternative Strategy?

To find out more about the Harvest Cash Alternative Strategy and to determine if it is suitable and appropriate for your portfolio please speak to your Client Manager, call us on 01 237 5500 or email justask@harvestfinancial.ie

 

Click to see further details on the Harvest Cash Alternative Strategy. 

 

alternatives to cash

 

Performance of the Harvest Cash Alternative Strategy over three years.

Though holding cash is a sure bet, your gains will be minimal given the extremely low cash deposit interest rates. A world of low deposit returns is challenging for investors. Many are looking for solutions that have the potential to generate higher returns without taking significantly higher levels of risk. The Harvest Cash Alternative Strategy looks to address this.

The chart and table below show the performance of the Harvest Cash Alternative Strategy vs. cash deposits over the past three years assuming an equal holding in all three selected funds. An investor in this strategy could have earned almost 24% over the past three years compared with less than 4% from cash deposits. It is our expectation that future returns of the three selected funds will not be as high as recent years but should be comfortably ahead of cash deposits.

Solution to Low Cash Deposit Rates - Cash Alternative

Solution to Low Cash Deposit Rates

Source for the chart and the table: Financial Express Analytics.
Assumptions for the chart and the table: for simplicity the effect of commissions and other charges are ignored. The return is based on an investment in the three selected funds and does not represent the return achieved by individual accounts linked to the funds.

The Harvest Cash Alternative Strategy is to target an average annual return of 3-5% over the medium term from a portfolio comprising a mix of the selected funds.

How do I find out more about the Harvest Cash Alternative Strategy?

To find out more about the Harvest Cash Alternative Strategy and to determine if it is suitable and appropriate for your portfolio please speak to your Client Manager, call us on 01 237 5500 or email justask@harvestfinancial.ie

 

Performance of the Harvest Cash Alternative Strategy