Financial planning is the process of meeting your life goals through the proper management of your finances. When it comes to the provision of investment advice we do not believe in complicating matters. We want our clients to see us as their trusted advisor in all aspects of their financial affairs.
Your best interests remain our priority. With no ties to major institutions or banks, we are firmly in your corner. Getting to know you and your needs is the first step of our process.
By using plain language, we aim to keep communications simple and concise to make sure that you clearly understand our proposals and recommendations. Our focus is on transparency and keeping you meaningfully informed throughout.
By working closely with you and establishing your attitude to risk and reward, based on an assessment and analysis of the information you provide, your Harvest advisor will propose an asset allocation to meet your investment needs and objectives.
Every investor’s needs and circumstances are different. Your Harvest advisor’s ability to provide you with advice suitable to your circumstances is dependent on our knowledge of your financial position, investment needs and objectives, attitude to risk, liquidity, importance of capital security, etc.
Our advice seeks to optimise the investment returns in your portfolio through identifying a suite of investments from our list of recommended funds reflecting your personal circumstances and preferences.
We always consider the long term picture and understand that strategic investment advice relies on timing and patience allied to insight and market intelligence.
Whether you are investing your pension, corporate, personal or charity funds we take the same approach to ensure you have an overall investment portfolio that meets your investment needs and objectives.
We have developed a four step process designed to arrive at a portfolio recommendation that meets your financial needs and objectives.
The Harvest Financial Planning Process:
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Investor profiling and goal setting:
Our first step is to ensure we understand your financial position, investment needs and objectives, attitude to risk, liquidity, importance.
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Recommendations for the portfolio:
Based on an assessment and analysis of the information you provide, your Harvest advisor will recommend investments from our list of recommended funds which will be designed to optimise the investment.
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Agreement and implementation:
Your Harvest advisor can help you select the most suitable investments for you where a number of options are available. Prior to any formal investments taking place your Harvest advisor will provide you with a detailed suitability letter taking into account the information you provided and outlining why the investments are suitable for you
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Ongoing review:
You will be kept informed of the performance of your portfolio on a regular basis and your Harvest advisor will make further recommendations as appropriate.
